http://www.100besteverything.com/100-best-finance-us.php Discover the Best Finance-US with 100 Best Everything en-US Tue, 6 Jan 2009 02:11:53 PST Custom 100 Best Everything http://www.100besteverything.com/rss/rss.gif http://www.100besteverything.com/100-best-finance-us.php 72 72 http://www.100besteverything.com/best-finance-us/CreditScores.html 100besteverything100213 Even the most money savvy of us need access to credit at one time or another in our lives. Mortgages and college loans provide funds for the life"s basics - putting a roof over your head, and receiving a good education. Auto loans and... Thu, 18 Dec 2008 10:31:47 PST   Even the most money savvy of us need access to credit at one time or another in our lives. Mortgages and college loans provide funds for the life"s basics - putting a roof over your head, and receiving a good education. Auto loans and credit cards perhaps are a little harder to justify, since why buy something when you cannot afford it. (Sorry, that"s my grandma talking!) So credit matters, and if you are planning on taking a loan in the near to medium future, you... ]]> http://www.100besteverything.com/100-best-finance-us.php 100besteverything100196 Essential Finance Know-How including including "401(k) Plans", "Certificates Of Deposit", "I Savings Bonds", "Municipal Bonds", "Stafford Loan", "Share Draft Account" and more.. Tue, 9 Dec 2008 02:56:06 PST   Essential Finance Know-How including including "401(k) Plans", "Certificates Of Deposit", "I Savings Bonds", "Municipal Bonds", "Stafford Loan", "Share Draft Account" and more.. ]]> http://www.100besteverything.com/best-finance-us/IRAs.html 100besteverything100195 IRAs (Individual Retirement Accounts) are tax-advantageous savings schemes with a firm focus on building funds for retirement. Any capital gains or dividends from securities held in your IRA are free of tax.There are 2 sorts of... Tue, 9 Dec 2008 02:55:55 PST   IRAs (Individual Retirement Accounts) are tax-advantageous savings schemes with a firm focus on building funds for retirement. Any capital gains or dividends from securities held in your IRA are free of tax.There are 2 sorts of IRA, traditional or Roth.With a traditional IRA, you only pay taxes on any investment gains when you come to withdraw funds in your retirement. This makes them particularly suitable if when you retire, you"ll be... ]]> http://www.100besteverything.com/best-finance-us/Medicare.html 100besteverything100179 Medicare is the largest health insurance scheme in the US, which covers over 40 million retired people. The scheme is administered centerally by The Centers for Medicare and Medicaid Services (CMS).... Thu, 20 Nov 2008 03:42:37 PST   Medicare is the largest health insurance scheme in the US, which covers over 40 million retired people. The scheme is administered centerally by The Centers for Medicare and Medicaid Services (CMS). Medicare covers: Persons aged 65 or more. Some people with disabilities under age 65 (eligible after 24 months on social security disability). People with End-Stage Renal Disease (permanent kidney... ]]> http://www.100besteverything.com/best-finance-us/ShareAccounts.html 100besteverything100164 Share Accounts are savings accounts offerd by Credit Unions. A Credit Union is owned and controlled by its members and is a not-for-profit institution, which is quite unlike a bank, whose sole purpose is to make a profit for the... Fri, 31 Oct 2008 06:28:52 PST   Share Accounts are savings accounts offerd by Credit Unions. A Credit Union is owned and controlled by its members and is a not-for-profit institution, which is quite unlike a bank, whose sole purpose is to make a profit for the shareholders. If you"re don"t belong to a Credit Union, and you"re like to find one you"re eligible to join, contact the Credit Union league for your state. Eligibility requirements are nowadays very wide ranging, based on a whole variety of... ]]> http://www.100besteverything.com/best-finance-us/MunicipalBonds.html 100besteverything100154 Municipal Bonds (or Munis) are issued by state and local governments to finance the construction of schools, highways, bridges, sewers and other public works. Municipal Bond Income is free from federal taxes, and if you live in the... Sun, 26 Oct 2008 08:04:13 PST   Municipal Bonds (or Munis) are issued by state and local governments to finance the construction of schools, highways, bridges, sewers and other public works. Municipal Bond Income is free from federal taxes, and if you live in the municipality that issued the bond, free of local taxes. For example NYC Munis are "triple-tax-exempt" (free of federal, state and city taxes.) when purchased by a resident of the city. Typically munis pay out about 20% less than... ]]>